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Do You Save More Money Using Jet App

List of the best cash back apps

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This is a listing of the best greenbacks back apps for both online and in-store shopping.

Many of these apps tin be stacked, pregnant you tin can earn money ownership one item at one shop beyond multiple apps (and we'll testify you how).

Whether you're looking to save money on groceries, at local retailers, at the gas station or while online shopping, there'southward an app on this listing for you lot.

Best Cash Back Apps

I've cleaved this list downward into iii categories to help you lot get the best deals and the most savings every fourth dimension you shop.

Those categories are:

  • Receipt-scanning apps
  • Online cash-back offers
  • Card-linked loyalty programs

When you store online, yous can only utilize one cash-back app or service because you're required to apply a specific link (or purchase within the app) to earn the bonus.

However, you lot can usually stack receipt-scanning apps to multiply your cashback, and you can use card-linked apps in conjunction with each of the other categories (considering the bonus is earned based on the card yous use at checkout).

Using this information to find the correct mix of apps for each buy can often earn y'all between 5% and fifteen% — even without using a cash-back credit menu (which you should do whenever possible).

Note: The ratings and review data in this article was nerveless on February 11, 2022. We update this article periodically throughout the year to keep the data electric current.

In-Store Receipt Scanning Apps

To earn cashback or points with the apps in this category, you'll need to scan receipts and upload them.

These companies earn money past promoting item products, and your receipts serve every bit proof (which they can share with the products' manufacturers) that the app successfully influenced your purchasing decisions.

These receipts are also a valuable source of market data, every bit they bear witness how much consumers typically spend in a shopping trip, what kinds of products are purchased together, and then on.

#i. Ibotta

Google Play Rating App Store Rating
4.5 with ‎581,843 votes 4.8 with 1,398,632 1000000 reviews

Earn a $5 sign-up bonus past using this link

Sign-Upwardly Bonus: The Ibotta app offers a $5 welcome bonuses for uploading your get-go receipt.

Quick Summary: Ibotta is a greenbacks-back app for earning rebates at about of your favorite grocery stores, retail bondage, and many other places you shop.

With Ibotta, you download digital coupons, buy specific items, and then scan receipts to claim your cash dorsum. You lot tin too add together your store loyalty card number for many chains and avert the need to submit a receipt.

Ibotta also offers opportunities to earn cashback for online shopping through the app.

Pro Tip: Ibotta regularly has "any brand" offers for everyday purchases like milk, eggs and fresh produce. If you're planning on buying these grocery staples, these offers stand for admittedly costless coin. As the name suggests, you can claim the bonus regardless of the brand you select or the price you pay.

Can Be Used At: The Ibotta app tin be used both online and in-store. Some of the options include major grocery stores similar Giant, Safeway, Harris Teeter and others; retail outlets similar Sears and J.C. Penny; and even travel sites like Booking.com.

Payment: You lot have to earn at least $20 in greenbacks rewards before you can withdraw funds from your Ibotta account. Once you encounter that threshold, you tin gild a souvenir carte du jour through the app or transfer the funds to your Venmo or PayPal account.

Encounter our in-depth Ibotta review.

#2. Fetch Rewards

Google Play Rating App Store Rating
4.half-dozen with 365,953 votes 4.viii with ‎one,919,333 million reviews

Sign Up For Fetch Rewards

Sign-Upward Bonus: 2,000 points (worth $ii) when sign up via the link above.

Quick Summary: The Fetch Rewards app offers points for purchasing eligible products at any grocery store. Those points can be redeemed for gift cards to your favorite retailers.

Just download the app, upload a picture of your receipt, and points will be credited to your business relationship. In that location'southward no need to activate offers or clip digital coupons before y'all go shipping.

Pro Tip: Because you're only required to upload a motion-picture show of your receipt, this makes Fetch perfect for stacking with other apps (like Ibotta). There'due south besides a selection of rotating special offers, which award yous bonus points when purchased.

Can Be Used At: The Fetch Rewards app can exist used for grocery shopping at literally any store, either brick-and-mortar or online.

Learn More than: Read our in-depth Fetch Rewards review, which runs down exactly how much you lot can expect to earn with the app.

#3. Checkout 51

Google Play Rating App Store Rating
iv.two with ‎‎72,833 votes 4.one with five,842 reviews

Sign Up For Checkout 51

Sign-Upward Bonus: There is no sign-upward bonus.

Quick Summary: Checkout 51 is a cash-back grocery app that works at any grocery store. After downloading the app, search for coupons and offers and add them to your business relationship before you go grocery shopping.

When you're done, just open the app, marker the items you really purchased, and upload a picture show of your grocery receipt. In one case your grocery receipt is canonical, your cashback will appear in your account.

Pro Tip: New weekly offers are added every Thursday at 12 a.thou., and some have limited availability. So cheque the app on Fri morning to grab the all-time offers before they're gone.

Can Be Used At: Checkout 51 tin be used both online or in-store anywhere a participating particular is sold. For example, if there's an offer for 75 cents off a packet of eggs, y'all can buy your eggs anywhere — at Walmart, at a gas station, or even at a craven farm.

Payment: When your account residual reaches $20, you can request a paper cheque. Some users also have the ability to greenbacks out to a PayPal account, only this functionality has not however been rolled out to everyone.

#4. Shopkick

Google Play Rating App Store Rating
4.1 with ‎230,725 votes 4.vi with 69,893 reviews

Sign Up For Shopkick

Sign up Bonus: At that place's a $1 bonus if you sign up with our link, or you tin earn $3.50 if you bring together through InboxDollars (which is reviewed later in this article).

Quick Summary: ShopKick offers rewards called "Kicks," which you can earn for making purchases in-store or online and then redeem for souvenir cards. Nonetheless, you can too go kicks for tasks such equally walking in to a store, scanning certain barcodes, visiting online stores, viewing products and watching videos.

Pro Tip: Enabling button notifications for the app tin can help you make sure to never miss an opportunity. Shopkick uses your location to alert you to nearby sales and chances for extra points. Of class, exist aware that this requires sending your location data back to Shopkick, which may exist a drawback if you lot're particularly concerned most online privacy.

Can Be Used At: Y'all tin earn kicks both online and in-store.

Payment: Y'all can redeem Kicks for gift cards to a variety of retailers (including Walmart, Amazon, Target and many more), as well equally a selection of concrete items.

Learn more: Read our in-depth Shopkick Review, which goes over everything yous need to know before getting started.

#5. Receipt Hog

Google Play Rating App Store Rating
4.2 with 155,669 votes 4.seven with 124,678 reviews

Sign Upwards For Receipt Hog

Sign-Up Bonus: There is no sign-up bonus.

Quick Summary: Receipt Hog is a marketplace research visitor that pays you for uploading your receipts. You'll receive "coins," which tin can be exchanged for magazines, cash via PayPal or a gratuitous Amazon souvenir menu.

Y'all may also have the opportunity to earn "spins" rather than coins, depending on the retailer associated with your receipt. Spins are used in a game called "Hog Slots," which is a virtual slot machine that gives you a chance to earn more coins.

This can exist fun, but call up that since your coins can be exchanged for real greenbacks, using them on Hog Slots amounts to gambling. If you're trying to brand extra coin to attain fifty-fifty a minor-calibration financial goal, you should avoid the risk and just build up your balance.

Pro Tip: When you get started, cheque out the "Rewards" tab to earn extra coins. This offers a bonus for answering a questionnaire and linking your email account. If you complete both of those tasks, yous can earn another bonus by joining a "Hog Household," which is a group of your family unit members who are besides actively uploading receipts.

Can Be Used At: Anywhere that provides you with a paper receipt (digital receipts are not accepted on the platform).

Payment: Substitution your coins for magazines, transfers to your PayPal account or free gift cards.

Online Cash-Dorsum Offers

All retailers demand a steady stream of new customers, and one way they acquire those customers is through affiliate programs.

Companies that offer cash-back rewards for online purchases earn a commission when you buy an item from within their app (or afterward using their link to visit a retail website), and so share a piece of that commission with you.

This can be one of the easiest means to save money while shopping, as it normally merely requires clicking a link and then going well-nigh your business as usual.

#half dozen. Capital 1 Shopping

Google Play Rating App Shop Rating
4.five with three,153 votes 4.eight with ‎‎40,825 reviews

Sign Upward For Capital Ane Shopping

Sign-Up Bonus: None.

Quick Summary: Capital 1 Shopping is a gratis service that's brimming-full of valuable money-saving features.

Main among these is its real-time price comparing tool, which alerts you if it finds a better deal for a product yous're about to purchase — a feature that works especially well when you're shopping on Amazon, as you'll meet a price comparison box correct on the product page itself.

The service also offers automated coupon lawmaking entry, price protection, cost drop alerts, and solid cash-back rates for online purchases.

Can Be Used At: Thousands of participating online retailers, including Amazon.

Payment: Cash-back is accumulated as Capital One Shopping Credits, which can be redeemed for gift cards.

Read my in-depth Capital One Shopping review here.

#vii. Swagbucks

Google Play Rating App Shop Rating
4.two with ‎82,556 votes 4.4 with 60,403 reviews

Sign Upwardly For Swagbucks

Sign-Upwards Bonus: $10 bonus when you spend at least $25 within 30 days of account cosmos.

Quick Summary: With Swagbucks, you tin earn reward points (called SBs) by shopping online, watching videos, searching the web, playing games and completing surveys. Yous tin then redeem those reward points for a gift card or free coin via PayPal.

When you store through the Swagbucks website or app, you'll see the pct of cash-back you'll earn for a qualifying purchase at a participating store. Those percentages will be converted to SBs; a iii% cashback rate volition earn y'all 3 SBs per $i spent.

Pro Tip: While Swagbucks is well-known as a cash-back shopping app, it also has a piffling-known linked-card loyalty program which allows y'all to earn SBs at local restaurants and retailers. You'll likewise go a 500 SB bonus after linking your credit or debit card and making your commencement qualifying purchase.

Tin Be Used At: You can earn SBs for both online and in-store purchases.

Payment: Yous tin exchange your SBs for gift cards to retailers such as Amazon, Walmart, Target and many others. Gift cards occasionally proceed sale, which gives you the chance to stretch your points. You tin can too cash out using PayPal. Technically, there is no minimum withdrawal amount, but most rewards commencement at $3.

Read my detailed review of Swagbucks here.

Swagbucks ($10 Bonus)

Put cash back in your wallet

Put cash dorsum in your wallet

Become paid to shop online, watch videos, take surveys and play games with this all-in-one rewards site. Redeem your points for souvenir cards and PayPal greenbacks starting at just $3.

#8. InboxDollars

Google Play Rating App Store Rating
iii.9 with ‎108,998 votes 4.5 with 147,978 reviews

Sign Up For InboxDollars

Sign-Up Bonus: $v bonus after you sign upwardly, create a profile, and picket an introductory video.

Quick Summary: Like the other apps on this list, InboxDollars offers cash-back for shopping online through its portal.

However, it's besides a general rewards app that pays you for completing uncomplicated tasks at home, such as taking surveys, watching videos, playing games, reading emails and printing coupons.

This wide diversity of ways to earn makes it easy to reach the minimum withdrawal amount and to cash out more chop-chop than with some of the other services mentioned here.

Read our in-depth review of InboxDollars.

Pro Tip: There'due south a $three processing fee for cashing out your earnings. This fee is waived if you await until yous've earned $twoscore, rather than cashing out at the $30 minimum.

Can Exist Used At: Online retailers only.

Payment: InboxDollars' minimum withdrawal corporeality is $30. Payment options include a prepaid Visa carte du jour, paper bank check, gift cards, and charitable donations.

#ix. Rakuten

Google Play Rating App Store Rating
4.2 with ‎72,145 votes 4.8 with 237,693 reviews

Sign Up for Rakuten

Sign-Upward Bonus: $ten bonus for spending more $25 within 90 days of condign a fellow member.

Quick Summary: Rakuten (which used to be chosen Ebates) is a cashback website with deals from a broad variety of stores. All you accept to practice is shop through Rakuten when making a buy.

Simply get-go your search at the Rakuten website (or in the app) past typing in the merchants, production or make you're looking for. Rakuten volition provide you with a list of cash-back offers. At the time of this writing, you can earn v% at Walmart, iii% at Macy's and iv.5% at Nike.

Read our in-depth review of Rakuten here.

Here are some of the offers I see when I open the Rakuten app on my iPhone:

Screenshot from Rakuten'southward mobile app, taken in November 2020.

Pro Tip: Brand sure you proceed an eye out for limited-fourth dimension bonuses for certain stores and products. For instance, the merchants shown in the screenshot above were paying 3X their normal cash-dorsum rates at the fourth dimension the photo was taken.

Triple cash-back, "10% cash-dorsum days" and other promotions are common, so it doesn't hurt to wait for a amend bargain on non-essential purchases. By and large speaking, anything below 4% is among the lower-end of the app's offerings, whereas ten-15% is about the highest you lot'll find.

Tin Exist Used At: Rakuten tin can be used both online and in-shop, although at that place are far fewer brick-and-mortar offers and they tend to pay less.

Payment: Rakuten pays quarterly if you have at to the lowest degree $5.00 in your account. You tin can opt for a concrete bank check or a PayPal eolith.

Related reading: Rakuten powers the greenbacks-back offers in the new Google Pay app.

#ten. StormX

Google Play Rating App Store Rating
four.iii with ‎84,464 votes 4.six with ‎‎‎‎1,223 reviews

Sign Upwardly for StormX

Sign-Upwardly Bonus: At that place is no sign-up bonus.

Quick Summary: StormX is a cashback shopping app that pay up to 10% on purchases at select retailers. It's similar to Rakuten, with i major divergence: instead of getting paid in cash, you'll get paid in cryptocurrency.

More specifically, you lot'll earn "Bolts," which are points that can be redeemed for Bitcoin, Ethereum and a handful of other cryptos.

Pro Tip: 1 of the crypto reward options you can cull is STMX, which is StormX's proprietary, Ethereum-based money. If you choose to redeem your Bolts for STMX and hold your earnings in your business relationship (instead of exchanging them for dollars), y'all can earn better cashback rates on hereafter purchases plus interest on your holdings.

Tin can Be Used At: When we tested the app for our StormX review, we found that it had a decent listing of partnered merchants that was on the smaller side compared to Rakuten, Swagbucks and other leading cashback portals. Of the ten major retailers we sampled for the review, only 60% offered rewards through StormX.

Payment: As noted above, you'll become paid in cryptocurrency, making this i of the few legit ways to get costless Bitcoin.

#11. Acorns

Google Play Rating App Store Rating
4.6 with ‎188,633 votes 4.vii with ‎‎‎796,136 reviews

Sign Upwardly for Acorns

Sign-Upwards Bonus: At that place is no sign-up bonus.

Quick Summary: Acorns is an investment app that has partnered with hundreds of retailers to offer cashback when you store at participating stores through the Acorns portal.

This feature, chosen "Found Money," is unique because rather than sending the cash directly to you lot via a gift card or PayPal, Acorns adds those funds to your investment portfolio.

Acorns' Found Money percentages are solid, typically ranging from two% to 10%. I also dearest the fact that Acorns gives you the power to adjust your investment portfolio to run across your specific financial goals.

You can't option private stocks, because Acorns places your coin in index funds. However, you can choose your acceptable level of risk, your growth timeline, and a few other criteria.

Pro Tip: Acorns also offers a savings feature called "Circular Ups." With Round Ups, you link a debit or credit carte du jour, so every time you make a purchase with that card, the company rounds up the purchase price to the side by side quarter, one-half-dollar or dollar (depending on your preferences).

Every bit with your Found Money, those funds get added to your portfolio. This can be a great mode to fix money aside if you're having trouble edifice up your savings account. Of form, as with whatever investment, at that place is a adventure that the value of your Acorns portfolio will decline.

Can Be Used At: Found Money only works when shopping online through Acorns. Circular Ups works with any purchase, both online and in-store.

Payment: Your Found Money and Round Ups are placed in your investment account, and I recommend y'all keep them in that location so that they can abound! After all, investing is one of the most important things you need to do to become rich. All the same, if you demand to withdraw your funds you can transfer them to your depository financial institution account, which takes about two days.

#12. Drop Rewards

Google Play Rating App Store Rating
4.2 with ‎9,250 votes four.half-dozen with ‎47,709 reviews

Sign Up For Driblet Rewards

Sign-Up Bonus: There is no sign-up bonus.

Quick Summary: Driblet Rewards allows you to earn points on your purchases whenever y'all shop through the visitor's online portal. Those points tin be exchanged for souvenir cards.

Driblet has some of the best cash-back shopping rates around, with recent offers including 6% back at Sephora and iv% dorsum at Expedia and Lululemon.

Notation that Drib's popular "Power Offers" program — which immune users to earn greenbacks-dorsum passively past shopping at up to five of their favorite retailers — has been discontinued.

Tin can Be Used At: Online only.

Payment: You can use your points to redeem any of the gift bill of fare rewards you're eligible for. You should receive your reward inside three concern days, but in my feel it'southward never taken more than than a few minutes.

#13. BeFrugal

Google Play Rating App Store Rating
4.five with ‎‎2,955 votes 4.6 with ‎‎‎4,854 reviews

Sign Up For BeFrugal

Sign-Upwardly Bonus: A $10 bonus is added to your account remainder in one case you've accumulated $x in rewards.

Quick Summary: BeFrugal is a cashback website that offers rewards on purchases you make at over 5,000 retailers, including Amazon, Target, Walmart and many others. As with Rakuten, you just sign upward, begin shopping, and the greenbacks back is deposited into your account.

Read our in-depth BeFrugal review.

Pro Tip: BeFrugal offers a "best rate" guarantee, where they'll match any other cash-dorsum charge per unit by 125%. Yous have to contact them to request a lucifer, and the terms of the promotion are fairly strict. Withal, this can exist a valuable hack if you're willing to bound through the necessary hoops.

Can Be Used At: Online but.

Payment: The minimum cash-out is $25. BeFrugal pays via direct deposit to your banking concern account, paper bank check, PayPal or souvenir bill of fare.

#14. TopCashback

Google Play Rating App Store Rating
4.1 with 1,194 votes four.7 with ‎‎8,474 reviews

Read Our TopCashback Review

Sign-Up Bonus: There is no sign-up bonus.

Quick Summary: TopCashback is another site that provides cash dorsum for the purchases y'all brand at thousands of online retailers. It'due south one of the newer platforms on the scene but boasts 8 meg members and calls itself the fastest-growing cashback service in America. And according to the research nosotros conducted for our review, it consistently offers among the highest cashback rate available.

As with most of the other apps on the list, yous have to shop through the TCB portal in order to earn rewards. While the United kingdom version of the app offers in-store cashback, that feature has non notwithstanding been released to users in the United States.

Pro Tip: At that place'southward no detail feature that distinguishes TCB from Rakuten, BeFrugal or other similar services noted on this listing. However, each platform offers different percentages of cash dorsum at different stores, and those numbers modify all the time.

So if your goal is to absolutely maximize your greenbacks back, your best bet is to quickly scan at least a few dissimilar apps to brand sure you're getting the best available deal at that item moment.

Can Be Used At: Online only.

Payment: TopCashback has 3 payment options: Amazon gift card, straight eolith and PayPal.

Carte-Linked Programs

Bill of fare-linked cash-back programs offer a way to save money while hardly even thinking virtually it. All you lot need to do is enter your debit or credit carte du jour details and then store at participating stores with that linked menu.

When you do, yous'll automatically earn dorsum a percentage of that transaction.

These companies are paid by retailers who believe customers are more probable to choose their outlets because of the cash-back incentive.

#15. Venmo

Google Play Rating App Store Rating
4.two with ‎573,267 votes 4.9 with 13,352,996 reviews

Sign Upwardly for Venmo

Sign-Up Bonus: None.

Quick Summary: Venmo is the pop peer-to-peer payment app owned and operated by PayPal. The app offers a free debit card that you use to pay for purchases with the funds in your Venmo residuum. In 2020, the company introduced passive cash-dorsum offers. With these offers, you'll earn a percentage of your purchase back when you utilise your Venmo debit card to pay at participating retailers.

Here's an example of 1 offer from within the app. Annotation that you're not required to activate the offer — just purchase a Pizza and you'll automatically go 5% added back to your Venmo residual.

Venmo cash-back offer
Instance of a Venmo cash-back offering.

Pro Tip: Venmo offers the option to car-reload your residuum from your bank account, so that you can ever keep a certain amount of funds on your bill of fare.

Can Exist Used At: Hundreds of major retailers nationwide.

Payment: The greenbacks-back is credited to your Venmo account residuum after the transaction fully processes (which usually takes about a week).

#16. Cash App

Google Play Rating App Store Rating
four.6 with ‎‎‎1,020,774 votes four.seven with ‎‎ii,055,286 reviews

Sign upwardly by downloading the Cash App.

Sign-Up Bonus: $5 bonus for each of us (using my personal referral link, to a higher place)

Quick Summary: Cash App is a free peer-to-peer payment app that works similar Venmo or PayPal. It's owned and operated past Foursquare, the company that makes those iPad-similar checkout terminals that are increasingly popular with retail establishments.

Square's co-founder and CEO is Jack Dorsey, who is also the human being behind Twitter.

cash screenshots
Screenshots from the Cash App's App Store page.

When you lot join Cash, you'll have the pick to asking a "Cash Carte du jour," which is a gratis Visa debit card that'south linked to your account.

You can use this bill of fare to spend the funds in your Cash App balance, and you lot tin can add coin to it by transferring funds from your banking company business relationship.

1 of the best things about this app is that the Cash Card offers a perk called "Boosts," which is a pick of cash-back offers you lot can employ while shopping at some of the nation's most well-known brands.

Boosts change periodically, but options often include 5% or 10% at Whole Foods and Traders Joes, 10% at Chipotle, and $i off any transaction at any coffee shop. In the screenshot beneath, you can meet that I added a boost for 10% off at whatsoever supermarket or grocer.

Any greenbacks-dorsum y'all earn is immediately credited your Cash App residue.

Boosts change regularly.

Pro Tip: You lot tin use Boosts over and over, but you can only take one Boost attached to your card at whatever given fourth dimension. Be careful, because sometimes when you remove a Boost you won't exist able to add it again; the app pops up a message alert you, merely it's piece of cake to miss if y'all're not paying attention.

Tin can Be Used At: Any retailer where Visa is accepted.

Payment: Cash App's rewards are credited to your account inside seconds, and are spendable every bit shortly as they appear.

Tips for Using Cash Dorsum Apps

Here are six tips that volition assist y'all make the virtually of your money with cash back apps:

  1. Only buy what y'all can afford. Cash back apps are no excuse for breaking your budget just considering you found a good bargain. Yous should use these apps as a way to relieve coin on things yous planned to purchase anyhow. Think of them as role of taking the initiative to be frugal — a little bit of research can salve you a ton of coin.
  2. Stack apps whenever possible. You tin can maximize your savings and get the almost coin back by using multiple rebate apps at the same time. And if yous clip paper or digital coupons, you can commonly stack those, too. This is especially helpful when it comes to saving money on groceries, because there are often multiple coupons available for the aforementioned particular.
  3. Take advantage of sign-upwardly bonuses. Even if y'all don't plan on using an app over the long-term, take advantage of the sign-up bonus, which is often the quickest and easiest money you will always earn. Bonuses typically range from $x to $xx.
  4. Use a cash-back credit card. Another way to increment your savings is to combine cash-back apps with a greenbacks-back credit bill of fare — preferably, ane that offers bonuses for shopping within certain categories. One bill of fare to cheque out is the Hunt Freedom carte, which gives you upwards to v% greenbacks dorsum in rotating categories that change every 3 months.
  5. Refer your friends. Cash-dorsum apps thrive on referrals for new customers, which presents a smashing opportunity for you lot and your friends. Referral bonuses are an like shooting fish in a barrel mode to make coin and tin climb as high as $25.
  6. Many cash back apps pay you for completing tasks. Well-nigh of these tasks are very like shooting fish in a barrel, merely pay attention to the fourth dimension requirement. If a survey that takes 45 minutes to complete just pays $3, your time might be meliorate invested in something else.

Greenbacks Dorsum Apps FAQ

How do cashback app companies make money?

The main business concern model amongst cash back sites is giving y'all a piece of the commission they earn for sending you to a merchant's website.

TopCashback has a different concern model: they mainly generate revenue from the display ads on the site.

For receipt scanning apps, brands pay them to go featured in the app to help drive sales, and they may sell the data you lot provide to advertisers and market research companies.

What's the best cashback app for Amazon?

Amazon is pretty stingy when it comes to cashback. Merely a few categories permit for cashback, and even then information technology'south just a few percent points. Hither are some other ways to save coin on Amazon that are likely to produce ameliorate results.

Are cashback apps safe?

Cash back advantage apps are rubber in that they take security in place to protect both your personal data and the cash/rewards in your account.

In most cases, some corporeality of personal data is collected. This may include your demographic data, as well as information about your net usage.

Mostly speaking, cash dorsum reward apps exercise not record (or even run into) your credit card or payment info, equally this is processed by the merchant.

What happens when y'all make a render?

Every cashback app handles returns differently, based on their particular business model. Overall, expect points earned via a returned particular to exist debited from your business relationship.

Go on in mind, many cashback sites take a xxx to 90 waiting period until you receive the cashback in order to prevent this from occurring.

Tin you use a cashback app and a manufacturer coupon at the same time?

Yes, in well-nigh cases you can stack cashback apps and a manufacturer coupon, although the rules of each service vary.

You lot may even be able to use multiple apps if y'all choose your mix correctly.

For case, you lot might be able to utilize a paper coupon at the grocery shop, purchase items that earn you cash-back through Ibotta, pay for those items with a debit bill of fare that's linked to Pei, and and then upload a copy of your register receipt to the Fetch advantage app.

Why isn't Ebates on this list?

Ebates was acquired past Rakuten, a well-known Japanese visitor that has run a popular loyalty program in that country for many years. You lot tin learn more in our Rakuten review.

Is Upromise a cashback app?

Upromise has many of the same features as the cashback apps highlighted in this article, including an online shopping portal that returns a per centum of each purchase you make. Even so, the cashback yous earn is specifically designated for educational expenses, and in that location's an arduous process for withdrawing it.

Summary: Cash-Back Apps Put Coin Back Into Your Bank Account

If you're anything like me, you lot exercise an increasing corporeality of your shopping online. And if that'south the case, using greenbacks-dorsum apps and sites is a no-brainer.

They're costless to bring together, take just seconds to use, and tin help you save equally much as 15% at the majority of major online retailers.

Sites like Swagbucks and Rakuten are great options for online orders, and that's where you'll rack upwards the well-nigh extra cash the fastest.

But don't overlook the ability of a grocery rebate app similar Ibotta to help you salve on everyday purchases; saving a few dollars on every shopping trip might not seem like much in the moment, but information technology adds up over time.

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R.J. Weiss

R.J. Weiss is the founder and editor of The Ways To Wealth, a Certified Financial Planner™, hubby and father of 3. He's spent the final 10+ years writing near personal finance and has been featured in Forbes, Bloomberg, MSN Money, and other publications.

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Source: https://www.thewaystowealth.com/save-money/best-cash-back-apps/

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